Microfinance & NBFC Advisory in India
Build a compliant and scalable financial institution with expert regulatory guidance and step-by-step RBI support.
Why Microfinance & NBFC Support Matters
NBFCs and Microfinance Institutions are the backbone of India’s financial inclusion movement — bridging the gap where conventional banks do not reach. With the right advisory and regulatory support, NBFCs can operate securely, profitably, and compliantly, while empowering small businesses, rural borrowers, and economic development across the country.
Strong Market Demand
NBFCs provide credit services to underserved populations like small traders, MSMEs, farmers, and rural entrepreneurs. This ensures a steady customer base, recurring income, and huge market expansion opportunities.
Flexible Product Offerings
From microloans and vehicle finance to consumer durable & secured lending — NBFCs can design a wide variety of credit products tailored to the target market, enabling better profitability and personalization.
Cash Flow Stability
Small-ticket loans with frequent installments ensure constant repayment cycles and predictable cash inflow — reducing financial risk and improving liquidity.
RBI & MCA Regulatory Framework
Regulation under RBI and MCA provides high transparency and credibility, reassuring borrowers and investors that operations are safe, compliant, and governed by strict financial standards.
Attract Funding & Partnerships
With the right structure, NBFCs can partner with banks, fintech lenders, private equity firms, and institutions like SIDBI — supporting growth and sustainable financial access.
Customizable Credit Policies
Credit scoring, interest rates, tenure, and recovery methods can be fully customized — giving complete control over risk management and portfolio success.
Scalable & Technology-Enabled Operations
Digital KYC, automated underwriting, online EMIs help streamline lending even in remote areas enabling large-scale growth without heavy physical infrastructure.
Financial Inclusion Impact
NBFCs empower communities by providing financial access to those who banks overlook. This creates employment, entrepreneurship, and long-term social transformation.
Opportunity to Become a Digital Lender
With rising fintech adoption, NBFCs can evolve into fully digital lenders using apps, automation, and AI — capturing future market potential.
Unlock Financial Inclusion With a Licensed NBFC
Non-Banking Financial Companies (NBFCs) and Microfinance Institutions (MFIs) play a major role in India’s credit ecosystem by offering small loans, flexible financing, and affordable lending to underserved communities. We help entrepreneurs and institutions establish fully compliant NBFC/MFI operations with strong governance and RBI oversight right from business strategy to licensing and ongoing reporting.
Our Role in the Process
We provide complete end-to-end support for your NBFC or Microfinance business — from selecting the right license category to securing RBI approval and establishing compliant operations. Our expert guidance ensures smooth setup, strong governance, and long-term regulatory success.
NBFC Category Selection & Business Structuring
We analyze your business model and guide you to the correct NBFC license — Microfinance NBFC, Investment NBFC, Asset Finance, Housing Finance, etc.
RBI Compliance & License Application
We manage capital requirements, policy documentation, management qualification checks, and complete application filings with RBI standards.
Post-Approval Support & Reporting Setup
We help with statutory compliance setup — internal policies, regulatory audit, risk monitoring, credit guidelines, and RBI reporting through COSMOS portal.
FAQs
A financial institution providing loans, credit, and financial services without holding a banking license — regulated by RBI.
₹10 Crore+ Net Owned Fund (as per latest RBI guidelines).
Yes — NBFCs must obtain a Certificate of Registration from RBI before lending operations.
An NBFC focused on small-ticket unsecured loans to rural and low-income customers for income generation.
Only Deposit-Taking NBFCs with specific permissions — most operate as Non-Deposit NBFCs.